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First-Time Home Buyer Resources

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Home Buying 101: Stuff I Wish I'd Known Beforehand (1 viewing)

By knitter693005,

First Time Home Buyer Programs

185

1,548

By jeff_lee

Looking to Buy in Texas? Here's How to Get the Best Mortgage Rate

By dreamhomemortgage,

First Time Home Buyer Programs

By charles_thomas...

First-Time Buyer in Dallas: My Experience Finding the Right Mortgage Lender

By hussein_panjwani,

FHA Loans for First Time Buyers

By tyler_carpente...

What Do You Look for in the Best Mortgage Lenders in Texas?

By dreamhomemortgage,

Finding a Real Estate Agent

By art_susan5896

Did you know that an RHS mortgage can often be more affordable than an FHA loan?

By dreamhomemortgage,

Down Payment Assistance Programs (USA)

By historian40197...

Hidden fees and surprises when buying a home

By georgen77,

Understanding Closing Costs

795

By retro479

First-time buyer blues: grants vs. loan programs

By jaket80,

Down Payment Assistance Programs (USA)

276

2,499

By lisab34

FHA vs conventional loan—what's easier for a newbie homebuyer?

By ashleypilot,

FHA Loans for First Time Buyers

By johnstreamer

🚨 LIMITED-TIME HOME DEAL 🚨

By dreamhomemortgage,

Topic Tags: NoDownPayment , first home buyers , dream home ,

Down Payment Assistance Programs (USA)

By wdiver88

Can You Get a Home Equity Loan with a 580 Credit Score? Expert Insights

By dreamhomemortgage,

Topic Tags: Home Equity Loan , 580 Credit Score , VA Home Loan , Mortgage Approval , Loan Terms ,

Credit Scores for First Time Home Buyers

By natea71

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Mortgage Types & Options

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Reverse Mortgages: Not Just for Emergencies

By dreamhomemortgage,

Topic Tags: reverse mortgage , retirement strategy , home equity , financial planning , senior income ,

Reverse Mortgages for Seniors

By metalworker38

Top 10 Mortgage Questions Answered: Everything You Need to Know

By dreamhomemortgage,

FHA Loans

By nalamoore298

VA loan house inspection requirements

By hussein_panjwani,

VA Loans for Veterans

By astrology_jame...

My experience getting monthly income from home equity

By mariovlogger2032,

Reverse Mortgages for Seniors

440

4,239

By puzzle732

Thinking about refinancing my VA mortgage, curious what others are doing

By rockym65,

VA Loans for Veterans

422

3,790

By richardbiker70...

Why Conforming Loans Are a Great Option for Homebuyers

By dreamhomemortgage,

Topic Tags: conforming loans , mortgage , interest rates , Dream Home Mortgage , homebuyers ,

Fixed-Rate Mortgages

By drakekayaker

CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX (1 viewing)

By guitarist246754,

Conventional Mortgages Explained

469

5,118

By cloudg48

Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

By christophercyber286,

Adjustable-Rate Mortgages (ARMs)

186

2,166

By james_evans

How H1B Visa Holders Can Qualify for a Mortgage

By dreamhomemortgage,

FHA Loans

By margaretcyclot...

Tapping home equity vs. traditional estate planning—what makes more sense?

By dobbywilson781,

Reverse Mortgages for Seniors

441

4,352

By crafter86

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Mortgage Rates & Market Trends

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Comparing Online Vs. In-Person Mortgage Rate Quotes

By leadership_donald,

Understanding Mortgage Rate Quotes

By crafts_nala

Locked in My Mortgage Rate at the Perfect Time

By baileyr34,

Mortgage Rate Forecasts & Predictions

190

2,352

By margaret_rain

Why 2025 is the Right Time to Buy or Refinance in North Texas

By dreamhomemortgage,

Topic Tags: refinance rates today , North Texas real estate , prequalify for home loan , buy a home in North Texa , refinance mortgage Texas ,

Regional Mortgage Rate Trends (USA)

By nalaexplorer13...

Mortgage rules just got tighter—didn't see that coming

By ashley_thompson,

National Mortgage News

428

2,363

By natea71

Mortgage rates bouncing around lately—what gives?

By geocacher31,

Economic News and Mortgage Rates

By dreamhomemortg...

Locking in mortgage rates now or gambling on a drop?

By briancyclotourist,

Locking in Your Mortgage Rate

By daisy_shadow

Mortgage rates all over the place lately

By aspenl93,

Comparing Mortgage Rates from Lenders

By sseeker52

Mortgage shopping made easier—my quick tip

By vr_sky,

Understanding Mortgage Rate Quotes

By vr_sky

Finally locked in a great mortgage rate—feeling relieved

By snorkeler17,

Mortgage Rate Forecasts & Predictions

By emilylopez733

Thinking about refinancing but worried rates might jump soon

By sallen18,

Current Mortgage Rates Discussion

By sallen18

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Mortgage Refinancing

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When Does It Actually Make Sense to Refinance Your Mortgage?

By rjoker24,

When to Refinance Your Mortgage

107

By ericw40

Thinking about refinancing—shorter term or lower monthly payments?

By rjoker24,

Rate and Term Refinance

163

1,751

By htaylor13

Boosting My Credit a Bit Before I Refinance—Worth the Wait?

By jenniferbirdwatcher,

Refinancing with Bad Credit

105

375

By sailor19

Wondering if I can still qualify for a HARP refi these days

By illustrator30,

HARP Refinance (If Applicable)

330

1,514

By crafts_lisa

Thinking about refinancing my mortgage—worth it or waste of time?

By frodo_jackson3782,

Rate and Term Refinance

423

2,055

By rachelhiker

How a Refinance Calculator Mortgage Can Help You Save Big

By dreamhomemortgage,

Topic Tags: refinance calculator mort , mortgage refinance rates , refinance rates today , refinance mortgage rates , lower monthly payments ,

Refinance Mortgage Rates

By science774

Refinancing your mortgage—little trick I learned to snag a better rate

By aspenmechanic,

Refinance Mortgage Rates

231

965

By debbied83

Mortgage Rates Drop Below 6.8%! Should You Refinance Now?

By dreamhomemortgage,

Topic Tags: Mortgage rates , refinance , lower payments , home equity , interest savings ,

Refinance Mortgage Rates

By dreamhomemortg...

How long does a HARP refi usually take to close?

By science_james,

HARP Refinance (If Applicable)

By beckyallen205

Home Equity Loan vs Refinancing to Pay Off Debt: Which Makes More Sense?

By michelle_rodriguez,

Cash-Out Refinancing

139

By coffee_sky

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Mortgage Application & Approval

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Why Is Getting a Mortgage So Hard When You're Self-Employed?

By dreamhomemortgage,

Self-Employed Mortgage Applications

By susaneditor

Does Pre Qualification Affect Credit Score? Let’s Clear It Up

By dreamhomemortgage,

Topic Tags: does pre qualification af , mortgage pre-qualificati , soft credit check , hard inquiry ,

Pre-Approval vs. Pre-Qualification

By thomasstreamer

Expert Tips for a Smooth Mortgage Application & Approval Process

By dreamhomemortgage,

Mortgage Application Process

By dreamhomemortg...

WHAT IF YOUR INSURANCE COMPANY SUDDENLY GOT SUPER STRICT?

By barbara_dreamer4250,

Mortgage Underwriting Process

121

538

By sandraw47

Why Prequalifying for a Home Loan is Crucial for First-Time Buyers

By dreamhomemortgage,

Topic Tags: Home loan , prequalification , mortgage process , first-time homebuyer , home buying tips ,

Pre-Approval vs. Pre-Qualification

By dreamhomemortg...

PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST? (1 viewing)

By pumpkininventor,

Pre-Approval vs. Pre-Qualification

273

1,712

By adam_skater

My bank thinks I'm a spy or something

By gaming_jerry,

Common Reasons for Mortgage Denial

655

By fwhiskers26

Just read about diffusion tensor imaging and my brain hurts a little

By history_pat,

Debt-to-Income Ratio (DTI) Explained

By raysinger

Mortgage Matchmakers: The Unsung Heroes of Home Buying

By medicine_adam,

Working with a Mortgage Broker

By karenfurry298

Mortgage paperwork made easy (sort of)

By cooperbrown89,

Documents Needed for Mortgage Approval

By zelda_thompson

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Credit & Debt Management

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How I Got a Mortgage with Bad Credit – And a Lender That Actually Helped

By dreamhomemortgage,

Topic Tags: home loans for bad credit , how to buy a house with , prequalify for home loan , mortgage calculator , bad credit mortgage ,

Improving Your Credit Score for a Mortgage

By natetrader

Buying a house after bankruptcy—bigger down payment or wait it out?

By edreamer24,

Bankruptcy and Mortgage Options

453

4,754

By adambaker8090

Found a sneaky way to lower those pesky interest rates

By runner71,

Debt Consolidation Options

204

1,534

By richard_robins...

How to Get Approved for a Mortgage with a High Debt-to-Income Ratio (DTI)

By dreamhomemortgage,

Topic Tags: loans for high debt to in , FHA loans , debt to income ratio , DTI ratio for mortgage , how to get a loan with h ,

Managing Debt Before Buying a Home

By margaretcyclot...

Snowball vs avalanche method for tackling card debt

By hiker193378,

Avoiding Credit Card Debt

171

824

By matthew_garcia

Surprising ways people handled debt in ancient times

By fashion_tigger,

Managing Debt Before Buying a Home

280

By photo53

Just found errors on my credit history—has this happened to you?

By gardener27,

Credit Repair Strategies

By brian_roberts

Housing after bankruptcy—rent, buy, or move in with family?

By nthinker62,

Bankruptcy and Mortgage Options

By patriciabeekee...

Balancing student loans and buying a house—what's your approach?

By robert_wright,

Student Loan Impact on Mortgage Approval

By hannahyogi4896

Debt consolidation didn't work like I thought—anyone else?

By literature214,

Debt Consolidation Options

By jeffyogi

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Home Equity & HELOCs

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Figuring out how much of my house I actually own (1 viewing)

By molly_vortex,

Calculating Your Home Equity

426

2,334

By crafts_nala

Home equity loans and taxes—did you know this? (1 viewing)

By ballen91,

Home Equity Loan Tax Deductibility

435

2,532

By josew90

Trying to figure out how much of my house I actually own

By chessplayer39,

Calculating Your Home Equity

311

1,611

By coco_explorer

Unlocking your home's value—did you know this?

By tigger_fox,

Pros and Cons of Home Equity Loans

231

1,029

By vintage891

Tapped into my home's value and finally debt-free—anyone else done this?

By jonbrewer4082,

Risks of Home Equity Loans

339

1,941

By christophergeo...

Thinking about tapping into home equity for a remodel—smart move or risky?

By kevinskater,

Using Home Equity for Renovations

181

1,161

By susanw97

Tapped Into My Home's Equity and Finally Got That Kitchen Reno Done

By hunterh53,

Pros and Cons of Home Equity Loans

By hunterh53

Unlocking cash from your home's value—my quick tip

By gamer21,

Calculating Your Home Equity

By sandras52

Tapping into your home's value to finally fix that ugly bathroom tile

By chessplayer78,

Using Home Equity for Renovations

161

By hwhite14

Turned my dusty attic into a cozy hideaway using equity funds

By finncampbell382,

Using Home Equity for Renovations

By dance317

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Foreclosure & Loss Mitigation

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Struggling with mortgage payments?

By leadership_storm,

Loan Modification Options

By aviation_barba...

Mortgage relief program saved my sanity

By finance764,

Loan Modification Options

133

By susan_wright

Career Crossroads: Stick With Stable Gig or Jump Into Risky Dream Job?

By cocogenealogist,

Strategies to Save Your Home

417

2,225

By lisastone300

Finally found something that explains foreclosure clearly

By naturalist363280,

Understanding Foreclosure Process

142

621

By mountaineer72

Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

By tiggerquantum596,

Strategies to Save Your Home

319

2,082

By holly_summit

Need help with foreclosure but lawyers seem pricey—what's your move?

By jenniferreader,

Foreclosure Legal Advice

261

By sports778

What if your dream home went up for auction?

By jakes91,

Understanding Foreclosure Process

By alexdust614

Stuck in mortgage limbo and it's driving me nuts

By culture874,

Understanding Foreclosure Process

By culture874

Facing foreclosure and feeling stuck, saw this news today

By rachel_runner,

Foreclosure Assistance Programs

By brian_dust

My experience handing the house back to the bank—anyone else been there?

By art596,

Deed in Lieu of Foreclosure

By art596

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Mortgage Servicing & Management

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Escrow accounts—better through banks or independent services?

By frodofox43,

Escrow Accounts Explained

By lindacyclotour...

Has Anyone Dealt with an Escrow Advance? Let’s Talk About It

By hussein_panjwani,

Escrow Accounts Explained

By matthewcoder

When Can I Finally Ditch Mortgage Insurance? (1 viewing)

By singer74,

Mortgage Insurance (PMI/MIP) Removal

441

2,346

By susanw53

DITCHING THAT PESKY MORTGAGE INSURANCE - WORTH THE HASSLE? (1 viewing)

By maxthinker328,

Mortgage Insurance (PMI/MIP) Removal

240

1,119

By pharris39

What if your town suddenly doubled your property taxes overnight?

By cathy_artist,

Property Taxes and Homeowners Insurance

By joseg87

Ever thought about using escrow accounts? Here's a scenario...

By psychology_matthew6482,

Escrow Accounts Explained

192

1,395

By markdancer

Transferring your mortgage smoothly without losing your mind

By melissar91,

Transferring Mortgage Servicers

175

1,332

By john_chef

Getting your mortgage company to pick up the pace

By dobbywanderer396,

Mortgage Servicer Issues & Complaints

552

By astrology480

Bank charging extra fees to take over someone's mortgage

By inventor88,

Mortgage Assumptions

By anthonycalligr...

Taking over someone's mortgage—little trick I learned

By fishing_holly,

Mortgage Assumptions

By fishing_holly

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Real Estate Investing & Mortgages

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Is a Balloon Mortgage Right for Short-Term Homeownership or Investment?

By hussein_panjwani,

Investment Property Mortgages

By cmoore54

Navigating property taxes without losing your mind

By gadgeteer45,

Real Estate Investing Tax Strategies

398

2,294

By kayaker298624

How to Qualify for a DSCR Loan Without Losing Your Mind

By rainn48,

DSCR Loans (Debt Service Coverage Ratio)

412

2,692

By ocean_jake

Navigating taxes on your rental: DIY or hire a pro?

By elizabethvolunteer,

Real Estate Investing Tax Strategies

200

By hiking801

Buying Land Without Building Right Away—Did You Know This?

By sharris39,

Land Loans

441

2,410

By jfisher69

Feeling stuck in a never-ending property payment loop

By mountaineer843492,

Creative Financing for Real Estate

By sailor19

Borrowed from a friend instead of the bank and it worked out great

By clouds82,

Creative Financing for Real Estate

167

862

By sports_john

Waiting forever on my refinance loan approval—is this normal?

By nalaanderson100,

BRRRR Strategy Financing

465

By margaretcyclot...

Is buying new worth the hit, or better to grab used and save?

By george_nelson,

Real Estate Investing Tax Strategies

244

1,498

By paulc29

WHICH MATTERS MORE WHEN GETTING A RENTAL LOAN: LOW DEBT OR HIGH INCOME?

By cars871,

Rental Property Financing

By crafts_lisa

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