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Working with a Mortgage Broker
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Just learned that mortgage brokers don't actually lend money themselves—they're more like matchmakers, connecting you with the right lender. Kinda like dating apps but for mortgages, lol. Wondering if anyone else knew this or has more quirky facts about how they work?
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"Kinda like dating apps but for mortgages, lol."
Interesting analogy—I hadn't thought of it that way before. Another quirky fact is that mortgage brokers often have access to "wholesale" rates from lenders, which aren't directly available to the public. When I refinanced last year, my broker explained this clearly—it was eye-opening how much difference it made in interest rates and fees. They're definitely more than just matchmakers; they're skilled negotiators navigating complex lender relationships behind the scenes.
