That's actually a pretty smart way to handle it. I've been leaning toward the snowball method myself because I figured I'd need those quick wins to stay motivated, but your approach kinda blends the best of both worlds. Did you find it easy to stick with celebrating those smaller milestones, or did you ever feel tempted to just focus on the big picture? I'm curious because I'm trying to get my finances in order before buying a house...and every little tip helps right now.
When I was paying down debt before buying my first place, I started with snowball too, but honestly ended up shifting toward avalanche halfway through. Those quick wins felt great at first, but once I saw how much interest I was saving by tackling the higher rates, it became addictive in its own way. Celebrating smaller milestones definitely helps keep momentum, but don't underestimate the satisfaction of seeing those big numbers shrink—especially when you're house hunting and every dollar counts...
