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Understanding Mortgage Rate Quotes
Understanding mortgage rate quotes, How to read a mortgage rate quote, Deciphering mortgage rate quotes, Mortgage rate quote explained, Breaking down mortgage rate quotes, Understanding APR, Understanding interest rate, Understanding points, Understanding fees, Reading a loan estimate, Understanding loan disclosures, Comparing mortgage…
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Mortgage shopping made easier - my quick tip
When we were house hunting, I got overwhelmed fast with all the mortgage offers. One thing that helped me was making a simple spreadsheet with key numbers side-by-side…
How do you compare points when you may not keep the loan long?
I’m comparing mortgage quotes where the lower rate requires more discount points, but I’m not sure how long I’d keep the loan. What’s the best way to judge…
When A Mortgage Quote Makes You Go “Hmm…”: What’s Your Dealbreaker?
Quick poll for anyone who’s shopped for a mortgage: what’s the one thing in a quote that makes you nope out immediately? For me, it’s when the lender…
Comparing Online Vs. In-Person Mortgage Rate Quotes
When you’re shopping for a mortgage, do you prefer getting rate quotes online or actually talking to someone at a bank or broker? I feel like online is…
Mortgage rates quotes make my head spin - anyone else?
I was talking to a lender yesterday, and they threw out all these numbers and terms like APR, points, origination fees... honestly, it felt like they were speaking…
when in doubt, ask someone else
I used to feel kinda awkward about asking another doc for their thoughts after already seeing one. But honestly, it's saved me from unnecessary treatments more than once.…