Mortgages discussions and local services.
daniel_leaf
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RE: Why do VA mortgage rates seem higher lately?
I get what you’re saying, but I’m not totally convinced it’s just about the lender’s attitude. When I dug into it, some of the higher rates seemed tied to how the VA loans are structured - like, stricter appraisal stuff ...
RE: When A Mortgage Quote Makes You Go “Hmm…”: What’s Your Dealbreaker?
WHEN A MORTGAGE QUOTE MAKES YOU GO “HMM…”: WHAT’S YOUR DEALBREAKER? I hear you on the communication thing. For me, it’s when they start tossing around jargon or vague answers - like, just tell me straight if there’s a w...
RE: “High DTI means automatic denial”… right?
Yeah, the 43% DTI thing always seemed a bit arbitrary to me. I remember when we bought our place, the lender was all excited that we “qualified” for way more than we actually wanted to spend. It felt like they were tryin...