Getting a lender to budge on underwater home sales—tips?

Quarterly reporting panic mode is real—I've seen it too, and it's like they suddenly remember how to use email. The “missing document” game is my least favorite; I swear some lenders have a black hole for paperwork. I’ve actually started sending things three ways—email, fax, and carrier pigeon (okay, not really, but it feels like it). Copying the supervisor is a solid move. Sometimes I’ll even add a little “just want to make sure nothing gets lost in the shuffle”—keeps it friendly but makes it clear you’re not letting go. Proof of funds does seem to get their attention, though half the time they act surprised that you’ve already lined up a buyer. Patience and coffee... lots of coffee.