Mortgages discussions and local services.
kstorm78
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RE: Getting a lender to budge on underwater home sales - tips?
- Had the same issue - negotiator roulette. One deal, I had three different contacts in two weeks. Each one gave me a slightly different answer on timelines and docs needed. - From what I’ve seen, it’s pretty common, e...
RE: Navigating the court process when your home’s on the line
- Portable scanners are actually pretty handy, especially for folks who aren’t super into tech. I’ve used a Doxie Go for site visits and it’s dead simple - just feed in the doc, hit a button, and it saves to an SD card. ...
RE: Zero down vs. low down: Which route is better for homebuyers with military benefits?
- Totally get the concern about being underwater - seen it happen more than once, especially when markets flatten out. - Zero down can be tempting, but I’ve noticed buyers with even 5% down have more flexibility if the...
RE: “High DTI means automatic denial”… right?
- You’re spot on about the “shell game” feeling - moving debt around doesn’t make it disappear. - I’ve seen buyers get so focused on what they *can* qualify for, they forget what actually feels comfortable month to mon...
RE: How I Figured Out How Much Faster I Could Pay Off My Mortgage
- Honestly, it’s wild how just tossing an extra $100 or $200 at the mortgage each month can chop years off the back end. - I ran a quick spreadsheet for one of my places - upping my payment by $150/month shaved off nea...