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Not sure if this is just a Texas thing, but I’ve noticed some lenders here tack on “origination” fees that seem to overlap with other charges.
Did anyone ever actually get a straight answer when they asked? I feel like half the time I just get vague explanations or some jargon. Is there any fee that’s actually non-negotiable, or are they all up for debate if you push hard enough?It’s wild how much you can save just by asking, “What’s this for?” and waiting for them to squirm a little.
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