williamm46
@williamm46
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Topics: 0 / Replies: 6
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RE: Guidance on Home Financing Texas – What Buyers Should Know

Yeah, it’s definitely not one-size-fits-all. I’ve seen folks get tripped up by things like prepayment penalties or weird escrow requirements—stuff tha...

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RE: Mortgage Rates Tick Up Again as Markets Reprice Risk From the U.S.–Iran Conflict

Yeah, I’ve seen the paperwork get pretty ridiculous lately. Had a client who had to explain a Venmo for a $25 brunch—like, really? I get why lenders a...

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RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?

Yeah, the VA appraisal isn’t really an inspection in the way most folks think. It’s more about making sure the place meets their minimum property stan...

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RE: “High DTI means automatic denial”… right?

Had a client last year who had three side hustles, all reported, but the lender still grilled them on every single deposit. We spent hours digging up ...

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RE: When a fixed rate just won’t cut it: a mortgage adventure

Funny how “just a couple years” can turn into half a decade before you know it. I’ve seen folks get caught off guard by that rate jump, especially if ...

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RE: IS IT WORTH USING A MIDDLEMAN FOR HOME LOANS?

I hear you, but I’ve seen folks get some pretty sweet deals through brokers—especially if their credit’s not perfect or they’re juggling self-employme...

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