Couldn't agree more. When we bought our place, the survey revealed the fence was actually ours—not shared like we'd assumed. At first, I was annoyed (...

Totally agree with politely pushing back—I've done that myself and it usually helps. Another thing I've found useful is keeping a simple spreadsheet o...

I've dealt with both big and small lenders too, but honestly, I don't think it's entirely luck. From my experience, smaller lenders can sometimes be m...

Went through something similar myself—waiting it out can feel endless. If you crunch the numbers, a bigger down payment usually saves more in interest...

Yeah, I found the same thing with calendar reminders—they just blend into the background after a while. Checking neighborhood sales is definitely more...

Convenience is tempting, but from a budgeting perspective, separate loans might actually give you more control. With an all-in-one loan, you're often ...