Yeah, that's a fair point. Big banks definitely have their place, but sometimes their criteria can feel way too black-and-white. I've seen situations ...

Totally get that—sometimes the best deals are the ones that make you a bit nervous at first. But I'm curious, did you have a backup plan if things did...

Good to hear your fridge is holding up fine—honestly, refurbished appliances can be a decent gamble. I picked up a used washer once, and yeah, washers...

Yeah, landscapers and contractors can be goldmines of info, but I always take their tips with a grain of salt. Usually, I'll dig around city websites ...

Yeah, that's a solid point about opportunity cost. I used to be all about paying down my mortgage ASAP—felt like I was winning some kind of financial ...

Yeah, that's pretty much been my experience too. Funny thing is, I once had a lender ask about a random $500 deposit from selling an old guitar on Cra...