Mortgages discussions and local services.
mountaineer89
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RE: Cutting my debt-to-income ratio: finally made it work
Yeah, it’s wild how fast those small splurges add up once the pressure’s off. I set up an auto-transfer too, but honestly, sometimes I’d just move it back if something “urgent” came up. After refinancing, I got paranoid ...
RE: I kept getting denied for a mortgage because I’m 1099… turns out I was doing it completely wrong
Totally get what you mean about it feeling like an audit. I refinanced last year and they wanted a letter explaining a $30 Venmo from my sister for pizza. It’s honestly a little ridiculous, but I guess they’re just tryin...
RE: Waiting forever on my refinance loan approval - is this normal?
Honestly, it’s wild how deep they dig. I had to explain a $40 transfer from my mom - turns out “for groceries” wasn’t specific enough. I get why they’re so thorough, but man, it feels like I’m applying for a top-secret j...