Mortgages discussions and local services.
mgamer24
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RE: Lowering monthly payments: is it worth refinancing the mortgage?
I’m with you on the peace of mind part - sometimes you just want to know you can cover your bills without sweating every month. But I do wonder about the long-term impact. If you refinance to lower your monthly payment b...
RE: Does an old bankruptcy matter more than a recent one?
I’ve refinanced twice since my bankruptcy (which was over a decade ago) and they still dig up old stuff. - that’s been my experience too. They’re just really thorough, especially after a bankruptcy, no matter how old it...
RE: Waiting forever on my refinance loan approval - is this normal?
You nailed it with the “waiting for a unicorn” comparison. I’ve been in the same boat for weeks now - one day they need a W-2 at 9pm, then radio silence. I get that underwriters are slammed, but honestly, the lack of cle...