Weirdly enough, we had a similar experience with a local bank. When refinancing our old log cabin, the credit union folks were nice but seemed unsure ...

I totally get where you're coming from with the peace-of-mind factor. When we refinanced our home last year, we had a bit of extra cash and debated th...

I hear you on skipping the panic step, but honestly, is it even possible? When we refinanced, I thought I'd learned my lesson... until the lender casu...

Yeah, FMERR was great while it lasted—my neighbor refinanced through it and couldn't stop raving about how smooth it was. I looked into it too, but by...

When we first bought our place, I seriously considered an ARM. The initial rates looked super tempting, especially since we figured we'd probably move...

Ha, reading this gave me flashbacks to when I refinanced my mortgage last year. They promised it would be "quick and painless," but it felt more like ...