Mortgages discussions and local services.
megan_skater8752
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RE: How much can you really save by paying a little extra on your mortgage?
I swear, every time I get bold and throw a chunk at my mortgage, my car decides it wants new brakes or the water heater starts making that “I’m about to die” noise. There’s a weird comfort in knowing you’ve got cash hand...
RE: Getting a lender to budge on underwater home sales - tips?
That black hole must be getting full, because I’ve had docs disappear mid-email thread - like, one minute it’s there, next minute it’s gone and they’re asking for it again. I’ve started naming files things like “FINAL_FI...
RE: Does an old bankruptcy matter more than a recent one?
Title: Does an old bankruptcy matter more than a recent one? I’ve had buyers come to me convinced their ancient bankruptcy was the kiss of death, only to get a green light from a lender who barely blinked at it. Meanwhi...
RE: Thinking About Refinancing? Rate & Term Refi Might Save You More Than You Think (Plus a 10-Day Closing Option)
Those “processing” and “courier” fees get me every time - last client I worked with joked their mortgage packet must’ve been hand-delivered by carrier pigeon for that price. I’ve seen folks get so caught up in the monthl...
RE: Getting through the DSCR loan maze: My step-by-step and a question
Tell me about it. I used to have a whole drawer labeled “Important Stuff - Do Not Spill Coffee Here.” Didn’t stop me from doing exactly that, of course. I get the privacy worries, but at least with cloud backups, my bigg...
RE: Are you considering buying a home in Dallas? Read this before!
Had a deal last year where the solar loan paperwork turned into a full-blown scavenger hunt. The seller thought the panels were “paid off” because they’d forgotten about the financing tacked onto their mortgage. Cue thre...