Mortgages discussions and local services.
matthewj87
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RE: What Texas Homeowners Should Know About Cash Out Refinance
Yeah, I’ve noticed the same thing - fresh paint and updated fixtures can make a place feel a lot newer, even if it’s just surface-level stuff. Appraisers do notice when a home looks well-kept. That said, if there’s an ob...
RE: Has anyone actually used rhs loans or down payment assistance to buy a home?
Title: Has anyone actually used rhs loans or down payment assistance to buy a home? Honestly, I’ve had a few buyers who *definitely* didn’t forget the wait. Some folks get pretty stressed, especially if they’re on a t...
RE: Finally Cut My Mortgage Payment - Anyone Else Score a Great Refi Deal Lately?
Prepayment penalties are one of those things that catch even the most careful folks off guard. I’ve seen a few clients get partial reductions, but a full waiver is super rare - usually only if you’re refinancing with the...
RE: How Family Home Sales Can Help You Buy Faster (Without Huge Cash)
Family-to-family sales are supposed to be smoother, but the bank’s process doesn’t really care who’s on the other side. I’ve seen lenders ask for a paper trail on everything - even a $25 Venmo from a cousin for splitting...