language153
@language153
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Topics: 1 / Replies: 18
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RE: Frisco folks: 2-1 Buydown loans actually helping buyers right now?

Couldn't agree more on that point. In my experience, a 2-1 buydown can help buyers get in the door, but only if they're brutally honest about what the...

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RE: Can Non-Permanent Residents Still Get FHA Loans?

Yeah, I’ve run into the same headaches. Banks are super picky about documentation—sometimes it feels like they’re just looking for a reason to stall t...

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RE: Why do rates jump around so much?

Totally get where you're coming from. Timing rates is like trying to catch lightning in a bottle—I've tried waiting for the "perfect" dip before, and ...

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RE: No Tax Return Home Loans: 2025’s Solution for Self-Employed & Freelancers

Title: No Tax Return Home Loans: 2025’s Solution for Self-Employed & Freelancers You’re not alone in feeling that way. I’ve looked at these “no d...

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RE: How I Figured Out How Much Faster I Could Pay Off My Mortgage

I get where you’re coming from, but I’ve seen people drag out their mortgage for decades because they’re too cautious. There’s a balance. If you’ve go...

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RE: First-time buyer blues: grants vs. loan programs

Been there, done that with those “forgivable” grants. They look great on the surface, but the fine print can be brutal. Here’s how I look at it: - Pr...

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RE: CHOOSING BETWEEN KEEPING THE HOUSE OR STARTING FRESH AFTER BANKRUPTCY

HOLDING ON CAN COST MORE THAN YOU THINK Been there, done that—tried to hang onto a property after a business flop, thinking I’d “ride it out.” Here’s...

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RE: Why 2025 is the Right Time to Buy or Refinance in North Texas

- Totally get the fear around having no cushion. - I’ve seen folks buy at the top, then scramble when the AC dies or property taxes jump. - Waitin...

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RE: Navigating property taxes without losing your mind

Had a similar issue a couple years back. County records showed a deck that was removed before I even bought the place. Tried explaining it over the ph...

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RE: Navigating taxes on your rental: DIY or hire a pro?

Good points there—seen plenty of landlords try to wing it and end up paying dearly later. From experience: - DIY can save upfront, but the hidden cos...

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RE: Buying Land Without Building Right Away—Did You Know This?

Yeah, deer are way smarter (or maybe just more stubborn) than most people give them credit for. I've tried just about every DIY trick out there—soap b...

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RE: Thinking about refinancing my mortgage—worth it or waste of time?

Good points here. Refinancing is one of those things that looks great on paper, but it's easy to underestimate the hassle factor. I've done it a coupl...

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RE: Mortgage rules just got tighter—didn't see that coming

Had a similar experience myself—big banks were all about ticking boxes, but smaller lenders actually took time to understand my rental income situatio...

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RE: Career Crossroads: Stick With Stable Gig or Jump Into Risky Dream Job?

Been there myself—flashy deals can blindside you fast. Learned the hard way to always peek behind the curtain first. Trusting your gut usually beats c...

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RE: Buying Land Without Building Right Away—Did You Know This?

Totally agree on verifying neighbor info—I've seen some wild inaccuracies myself. A few things I've learned: - Neighbors sometimes have outdated zoni...

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