journalist38
journalist38
@journalist38
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RE: Taking the plunge with adjustable rate mortgages—worth it?

Taking The Plunge With Adjustable Rate Mortgages—Worth It? I hear you on the risk factor. I’ve worked with clients who timed their ARMs perfectly and...

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RE: The Day After Closing on a House in Texas? Don’t Miss These 7 Critical Steps

I get where you’re coming from—every dollar counts when you’re refinancing. But I’d actually push back a bit on waiting for smart locks. After seeing ...

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RE: Donald Trump on H1-B Visa Crackdown: What We’re Seeing from Borrowers

This right here is what drives people up the wall. The inconsistency between lenders is wild—sometimes it feels like you’re rolling the dice with who’...

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RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?

I get where you’re coming from, but I’d actually argue that the VA’s stricter standards are a big reason so many buyers avoid nightmare scenarios down...

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RE: Texas Homebuyers: What’s Stopping You From Your Dream Household?

I get the point about energy efficiency—nobody’s arguing with lower bills. But some of those “luxury” upgrades aren’t just for show. A killer kitchen ...

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RE: Is now a dumb time to refi or should I wait it out?

I get where you’re coming from, but I’d actually push back a bit on locking in just because “good enough” is on the table. Sometimes waiting a few mon...

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RE: Frisco folks: 2-1 Buydown loans actually helping buyers right now?

That’s honestly the heart of it. I’ve seen people get so wrapped up in chasing the “best possible deal” that they end up missing out entirely, especia...

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RE: Did you know housing counselors can help with credit issues too?

I’ve had buyers nearly give up on their dream home because the paperwork felt endless, but honestly, That’s spot on. I remember one client who tried ...

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RE: Did you know housing counselors can help with credit issues too?

It’s wild how many people get lured in by those “quick fix” credit repair ads. I’ve seen clients spend hundreds, sometimes thousands, and end up right...

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