Yeah, I went through something similar myself. Started with snowball because it felt good to cross debts off the list quickly, but after a while, I re...

When I went through refinancing, I approached it like any other project—step-by-step. First, I laid out all my debts clearly to see exactly what I was...

I see your point about cash feeling more real, but honestly, digital methods have helped me stay organized better. When renovating, I'd often lose tra...

Good reminder about reassessments. Had a friend who redid their deck—nothing fancy, just some new boards and railings—and bam, higher tax bill next ye...