Title: Is tapping home equity for cash really worth it? This hits close to home—literally. We refinanced a couple years ago to pull out some equity...

That’s true for a lot of folks, but I’ll admit I’m always a bit wary of “set and forget” stuff. I did the automatic transfer thing for a while, but af...

Short-term rentals in those “A+” school zones are a mixed bag, at least from what I’ve seen. I refinanced a place in a top-rated district a couple yea...

I get what you mean, but I’ve been burned before by “processing” fees that turned out to be the same as “origination” fees—just renamed. Last time I r...

I’ve definitely seen the “uglier” houses get less attention, and honestly, that’s how we ended up with ours. Needed a new roof and the kitchen was str...

I hear you on not wanting to lock in a higher rate. When I bought my first place, my credit was just barely over 600, and the rate I got made me cring...

Honestly, I had the same experience when I refinanced last year. My bankruptcy was from ages ago, and I was sweating bullets thinking it’d be the main...

I’ve been down this road a couple times, and I’ll just say—skipping the inspection always made me nervous, even though it’s not technically required f...

Rates are like squirrels—never still for long. When I refinanced last year, I’d check rates in the morning, then by afternoon they’d jumped a quarter ...