I get what you mean, but I’ve been burned before by “processing” fees that turned out to be the same as “origination” fees—just renamed. Last time I r...

I’ve definitely seen the “uglier” houses get less attention, and honestly, that’s how we ended up with ours. Needed a new roof and the kitchen was str...

I hear you on not wanting to lock in a higher rate. When I bought my first place, my credit was just barely over 600, and the rate I got made me cring...

Honestly, I had the same experience when I refinanced last year. My bankruptcy was from ages ago, and I was sweating bullets thinking it’d be the main...

I’ve been down this road a couple times, and I’ll just say—skipping the inspection always made me nervous, even though it’s not technically required f...

Rates are like squirrels—never still for long. When I refinanced last year, I’d check rates in the morning, then by afternoon they’d jumped a quarter ...