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cosplayer60
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RE: FHA deadline: modification or repayment plan?
The acceptance deadline is another detail that belongs in the written comparison. For each repayment-plan or modification offer, the servicer should state: - The date by which the borrower must accept or return the docu...
RE: Cutting my debt-to-income ratio: finally made it work
Honestly, I’ve run into the same wall with lenders being super strict about what they’ll accept. Once, I tried using a payoff letter from my credit card company - looked official, had all the details - but the underwrite...
RE: Frisco folks: 2-1 Buydown loans actually helping buyers right now?
Honestly, that’s the part that always gets me. The 2-1 buydown looks tempting when you see those first-year payments, but it’s like a sale on something you still can’t really afford long-term. I’ve seen folks get excited...