cjohnson31
@cjohnson31
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Topics: 0 / Replies: 10
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RE: When a fixed rate just won’t cut it: a mortgage adventure

I’ve definitely had those “should I lock in now or just hang on for dear life?” moments. It’s like playing mortgage roulette sometimes. Honestly, I tr...

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RE: How do you even pick a realtor you can trust?

Title: How do you even pick a realtor you can trust? That “preferred inspector” routine always cracks me up—like, what, the rest of us are just pokin...

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RE: Why do rates jump around so much?

Ain’t that the truth. I swear, it’s like planning a picnic and then the weather app changes its mind every five minutes. One minute you’re locking in ...

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RE: Comparing Online Vs. In-Person Mortgage Rate Quotes

I get what you mean about the online folks being quick, but has anyone else noticed that sometimes they’re a little *too* quick? Like, I’ve had them s...

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RE: My experience getting monthly income from home equity

Haha, quarterly checks? Yeah, that's asking for anxiety. But hey, some people just love numbers, right? Honestly though, yearly seems plenty—unless yo...

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RE: Thinking about refinancing my mortgage—worth it or waste of time?

Totally agree about the shorter-term options. I refinanced a couple years back, and honestly, the lower monthly payments were tempting... but then I r...

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RE: Figuring out how much of my house I actually own

That's actually kind of lucky—imagine if you'd replaced it thinking it was shared, and then found out later it wasn't? Awkward city. Makes me wonder t...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

Haha, isn't it funny how houses seem to have this sixth sense for your bank account? Like, "Hmm, emergency fund looks a bit thin...time to spring a le...

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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

Haha, ever tried convincing a big lender that your quirky property is "unique" and not just plain weird? Been there, done that, got the rejection lett...

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RE: Found a dream home thanks to rural loan perks

Good points about Starlink's hidden costs—been there, done that with unexpected expenses popping up later. But here's a curveball: have you thought ab...

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