Mortgages discussions and local services.
barbara_williams
Discussion activity
Topics and replies this member has contributed.
RE: Finding the best home loan rates without losing your mind
Definitely hear you on those “minor” fees snowballing over time. I had a situation last year where I was comparing two lenders - they both had nearly identical interest rates, points, and closing costs. At first glance, ...
RE: Mortgage Lenders vs Banks: Which Option Is Better for Buyers?
I’ve definitely run into that “processing fee surprise” before - It’s frustrating, especially when you think you’ve budgeted for everything. I get why people stick with their usual bank for the comfort factor, but somet...
RE: Physicians are missing out on major tax savings with the wrong mortgage
I ran the numbers on a doctor loan vs. a conventional with PMI when I bought last year. The doctor loan sounded great at first - no PMI, low down payment - but the rate was higher and the closing costs were steeper. Ende...
RE: Feeling relieved after my rate adjustment - anyone else surprised by their loan limits?
I get where you’re coming from, but honestly, I found the rates to be just as confusing as the paperwork. The loan limits were a surprise, sure, but the way rates shift and how that impacts your monthly payment threw me ...
RE: Boosting My Credit a Bit Before I Refinance - Worth the Wait?
I get where you’re coming from - timing the market is tough. I waited a few months to hit a higher credit tier once, but rates crept up and I barely saved anything in the end. If you’re just a few points away, maybe it’s...