That’s exactly what I keep coming back to. I get the appeal of less hassle, but those higher rates add up fast. Has anyone actually run the numbers on...

Honestly, I’ve had to resend bank statements twice because they “couldn’t open the file.” It’s frustrating. The pay stub thing is weird too—mine were ...

It’s wild how creative they get with those names, right? I remember the first time I bought a house, I had a “courier fee” on one sheet and a “documen...

Totally get where you’re coming from. I tried chasing rates for our last place and honestly, it just stressed me out. At some point, you have to accep...

Couldn’t agree more with this. I’ve seen folks lose their shot at a delay just because they missed a single notice or didn’t keep track of paperwork. ...

Honestly, I’d be careful about calling it “totally doable” even if you’re methodical. It’s true that being organized helps, but there are some things ...

Yeah, I did the math on both. The 15-year option saves a ton on interest, but those higher payments made me a bit uneasy—felt risky if something unexp...

I get what you’re saying, but I’ve actually had the opposite experience with online lenders. One time, they buried a bunch of fees in the fine print a...

Had a similar experience last year—asked about the "processing" fee and suddenly it dropped by half after I hesitated. Makes me think some of these ar...