Haha, fair point—I swear banks have a hidden ninja squad dedicated to balancing out perks with sneaky fees. But yeah, I did run the numbers... bundling wasn't always better, but in this case it nudged me ahead just enough to make it worth it.
Haha, seriously, banks are masters at the ninja fee game. When I refinanced recently, bundling looked tempting at first glance... but after crunching numbers (and a mild headache later), going separate actually saved me more. Always worth double-checking their math!
I'm still new to this whole mortgage thing, but your post makes me wonder if bundling is ever worth it. When I was shopping around, the bank guy made it sound like bundling was a no-brainer—"you'll save tons," he said. But now I'm thinking... maybe that convenience just comes at a sneaky premium? Guess I'll have to break out the calculator and aspirin, haha. Thanks for the heads-up about double-checking their math—definitely won't take their word for it next time.
Yeah, banks always make bundling sound like the best thing since sliced bread, don't they? I fell for it once too—thought I was getting a sweet deal until I actually sat down and crunched the numbers myself. Turns out, convenience can cost you more than you'd think. Good on you for deciding to double-check their math... calculators and aspirin are definitely your friends in this game, haha.
Yeah, bundling can be tricky... banks love packaging things up as "easy," but easy doesn't always mean cheaper. Out of curiosity, did you find better rates by splitting services up, or was it just specific add-ons that weren't worth it?
