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Sneaky tricks lenders use when you're comparing refinance rates
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Just found out that multiple refinance rate inquiries within a short period (like 14-45 days) usually count as just one inquiry on your credit report. Had no idea! Wondering if there's other sneaky lender stuff I should watch out for...
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"Wondering if there's other sneaky lender stuff I should watch out for..."
One thing to keep an eye on is lenders pushing you toward longer loan terms. The monthly payments look tempting at first, but you end up paying way more interest over time. Learned that one the hard way...
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