I've been dealing with some mortgage stuff lately, and I'm kinda torn between just picking up the phone and calling my servicer directly or sticking to emails so I have everything in writing. Phone feels quicker, but email gives me proof, you know? Curious what others prefer and why.
"Phone feels quicker, but email gives me proof, you know?"
That's a valid point—email does provide a clear paper trail, which can be crucial if there's ever a dispute or misunderstanding. In my experience, though, sometimes a quick phone call can resolve minor issues faster and more clearly. Maybe consider calling first to clarify things quickly, then follow up with an email summarizing the conversation. That way you get the speed of the phone call and still have written documentation just in case...
That's a smart way to handle it—quick call first, then email follow-up. I've been burned once or twice by relying just on phone conversations, especially with mortgage stuff (they always seem to "forget" details later 🙄). Now I always jot down notes during the call and then send a short email afterward like, "Just confirming we agreed on XYZ." Takes an extra minute but saves a lot of headaches later.
Yeah, learned that lesson the hard way myself. Mortgage folks have selective memory sometimes... I always do the quick follow-up email now—saved me from a couple of "misunderstandings" already. Better safe than sorry, right?
