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Getting through the FHA hoops as a newbie homebuyer

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(@mobile_scott)
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The process is tedious, but you’ll laugh about it later—especially when you’re telling friends how your mortgage hinged on a $12 Venmo from grandma.

It’s wild what they’ll flag. I had to explain a $20 transfer from my brother for pizza night—felt ridiculous at the time, but I get why they’re so strict. Honestly, keeping a running list of deposits and their sources saved me a ton of stress. It’s not fun, but being over-prepared beats scrambling for paperwork at the last minute.


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