Hypothetical scenario: applying for FHA loan with shaky credit history
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I've been wondering about FHA loans lately and kinda got myself into a hypothetical rabbit hole... say someone has a pretty shaky credit history - nothing disastrous, but definitely some late payments here and there, you know? How realistic would it be for them to actually get approved for an FHA loan? Would the lender grill them extra hard or is it still fairly manageable to navigate? Curious if anyone's dealt with anything similar.
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