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Documents Needed for Mortgage Approval
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I once had to explain a $12 refund from a canceled lunch order—like, really?
That level of scrutiny always gets me. I get that risk management is important, but it feels like the process is designed for people with the simplest financial lives. Has anyone actually seen lenders lay out what counts as a “red flag” up front, or is it always just reactive? I’ve asked before and usually just get vague answers about “unusual activity.”
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