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Figuring out how much of my house I actually own

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Posts: 11
(@markbirdwatcher)
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"Just bought my first place and now I'm wondering if my shed is secretly on my neighbor's property... guess I'll find out eventually, haha."

Haha, been there. When we got our first house, I was dead certain the fence line was right—until the neighbor casually mentioned our flower bed was technically in his yard. Awkward. But honestly, it's usually not as big a deal as it feels at first. Most neighbors I've met are pretty chill about minor encroachments, especially if it's something small like a shed or garden bed.

Still, I agree with the earlier post about checking surveys every decade or so. It's easy to assume property lines are permanent, but things shift over time—trees grow, fences lean, and memories fade. Plus, if you ever want to sell or refinance, surprises aren't fun. A friend of mine had to scramble to move a fence before closing because the buyer's survey showed it was off by almost two feet. Cost him a weekend and some goodwill with the neighbors.

To be fair though, I wouldn't stress too much right away. If you're curious or uneasy, it might be worth getting a fresh survey sooner rather than later, just for peace of mind. But if your neighbor hasn't said anything yet, chances are they're either unaware or don't care. And hey, if it does turn out your shed's over the line, it's usually fixable—either by moving it or working something out informally.

Congrats on your first place, by the way. Homeownership definitely comes with its share of random worries, but the positives usually outweigh the headaches... most of the time, anyway.


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environment355
Posts: 16
(@environment355)
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Haha, I get why you're wondering about that. Honestly, it's pretty common to second-guess property lines after moving in. When we bought our place, I spent weeks eyeing the neighbor's trees suspiciously... turned out they were completely on their side, and I'd wasted all that worry for nothing.

"Still, I agree with the earlier post about checking surveys every decade or so."

This is solid advice. I'd actually suggest doing it sooner rather than later, though—especially if you plan on making improvements or selling down the road. Better to know exactly what you're working with now, rather than dealing with awkward surprises later.

But seriously, congrats on the new home. The "wait-is-this-even-mine?" moments are just part of the initiation process, haha. Once you get past the initial uncertainty, you'll probably feel way more settled.


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Posts: 9
(@tim_wright)
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I totally relate to the suspicious tree-watching, haha. When we moved in, I was convinced the neighbor's fence was like a foot into our yard—turned out WE were actually the ones encroaching by a few inches... talk about awkward. Anyway, I'd second getting a survey sooner rather than later. It's one of those boring-but-worth-it investments that'll save you headaches (and possibly cash) down the line. Congrats on the place though, enjoy those early homeowner jitters while they last!


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fisher644595
Posts: 11
(@fisher644595)
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I get where you're coming from with the survey recommendation, but I wouldn't necessarily rush into it right away. Surveys can be pricey depending on your area, and if you're still settling in, there might be more pressing expenses to tackle first—like emergency repairs or building up a solid emergency fund.

Instead, I'd suggest starting by pulling your property's plat map from your local county office or online property records. It's usually free or very cheap, and while it's not as precise as a professional survey, it'll give you a decent ballpark idea of where your boundaries lie. You can also look for existing markers—sometimes metal stakes or pins are already in place from previous surveys. If you find them, that could save you some cash.

Of course, if you're planning any major landscaping projects or fence-building soon, then yeah, a professional survey is probably worth the investment to avoid headaches later. But if you're just curious or mildly suspicious about a tree or fence placement (been there myself!), maybe hold off until you've got a bit more breathing room financially.

When we bought our place, I was convinced our neighbor's shed was encroaching. Turned out it wasn't—but we didn't find that out through an expensive survey right away. We checked the plat map first and talked casually with neighbors who'd been around longer. It saved us some money upfront and gave us peace of mind without jumping straight into professional services.

Anyway, congrats on the new home—it's exciting (and sometimes nerve-wracking) figuring all this stuff out!


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breeze_wilson
Posts: 8
(@breeze_wilson)
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"Instead, I'd suggest starting by pulling your property's plat map from your local county office or online property records."

This is solid advice. Plat maps aren't always perfect, but they're usually enough to clear up minor boundary concerns. I'd also add that checking your title insurance documents can sometimes help clarify property lines. We had a similar issue when we moved in—thought our fence was off—but after reviewing the title docs carefully, we realized everything was fine. Saved us some stress (and money).


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