How to Buy a Home with Loan and Secure Your Dream Home

That’s so true about the underwriters just needing to check boxes. I’ve seen people get tripped up by things like Venmo transfers labeled “rent” when it was actually just splitting groceries. It’s wild how much scrutiny even small stuff gets.

Just keep your docs handy, answer questions honestly, and don’t sweat the small stuff like splitting a pizza with your buddy.

I’d add—if you know you’ve got something odd coming up, like a random deposit or a gift, flag it early. Saves a lot of back-and-forth later. Sometimes over-explaining can make things messier, though. There’s a balance between being thorough and making it look suspiciously complicated.