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Budgeting for Homeownership
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Honestly, I’ve seen underwriters get suspicious over the weirdest things, but I’ll admit—sometimes a little account movement isn’t the end of the world. I once had a buyer who transferred funds between savings and checking every week (habit from college days), and after a quick explanation, the lender didn’t bat an eye. Sometimes it’s more about having a paper trail than freezing your life. Still, I wouldn’t recommend testing their patience with a sudden Bitcoin windfall or anything...
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