Community front page
Little-known legal loopholes that can slow down losing your home
Here’s something wild I learned recently: in some states, if the lender can’t produce the original promissory note (like, the actual paper…
Read the discussion
IS IT JUST ME OR IS A HELOC WAY TOO EASY TO MISUSE?
I swear, every time I check my balance I'm like "wait, did I really spend THAT much?" It's like having a credit card…
Figuring out your home's worth: appraisal vs. market value
I've been trying to get a handle on the whole home equity thing lately, and it's got me thinking about how exactly you…
The discussion room
Questions, details, and experience from the people doing the work.
From recent community activity.
Little-known legal loopholes that can slow down losing your home
Here’s something wild I learned recently: in some states, if the lender can’t produce the original promissory note (like, the…
IS IT JUST ME OR IS A HELOC WAY TOO EASY TO MISUSE?
I swear, every time I check my balance I'm like "wait, did I really spend THAT much?" It's like having…
Figuring out your home's worth: appraisal vs. market value
I've been trying to get a handle on the whole home equity thing lately, and it's got me thinking about…
Almost lost my house last year - anyone been through this?
Last year was rough, you know, job loss and bills piling up. Got to the point where I was seriously…
Found some weird stuff on my credit history lately
Checked out my credit report recently and saw some stuff that didn't make sense - accounts I don't recognize, weird…
Why many Texas homeowners misunderstand cash-out refinancing
As a mortgage team working with homeowners across the U.S., especially in Texas, we often see the same pattern around…
Mortgage pre-approval running out sooner than you think?
Just saw this article today about how mortgage pre-approvals don't last as long as most people assume. Apparently, with interest…
Self-employed for only one year - is getting a mortgage realistic?
Yes, it can be, but it usually depends on more than just the length of time in business. Many lenders…