We had an ARM back around 2005, and yeah... we definitely felt a bit of pain when rates jumped. It wasn't catastrophic, but seeing our monthly payment...

Totally agree with setting aside monthly funds for maintenance. When I bought my first place, I underestimated how quickly small issues snowball into ...

That's exactly what happened to us. Almost went with Starlink, but a neighbor tipped us off about a local co-op expanding fiber quietly. Took some dig...

Good points, but honestly, relying too heavily on cash reserves to smooth out seasonal dips makes me a bit uneasy. I'd rather see a property with some...

Had a similar thing happen when I bought furniture online from an out-of-state store. Bank flagged it instantly, locked my card, and I had to spend ha...