Actually, yeah—I refinanced recently with a smaller regional bank and was pleasantly surprised. Their online portal was pretty basic (honestly kinda o...

Totally get your point about the psychological side of things. When I refinanced my home, I initially got caught up in chasing the lowest possible rat...

Digital lenders definitely smooth things out, but yeah, appraisals are still a drag. Last time mine got delayed because the appraiser was booked solid...

Yeah, digital lenders definitely help simplify things—went through one myself last year. Here's how it went down for me: First, I uploaded all my doc...

This is helpful stuff, but I'm wondering—once you've got your boundaries marked and your survey safely stored digitally, what's the next step if you f...

Yeah, you're right about HARP being phased out—I looked into it myself a while back and found out they replaced it with something called the High LTV ...

I noticed the same thing when I refinanced last year. Smaller lenders definitely seemed more willing to look beyond just the standard checklist. In my...

Yeah, that's exactly what's been holding me back from refinancing for our kitchen remodel. I've been leaning toward a HELOC myself—seems more flexible...