That’s been my experience too, though sometimes I wonder if we’re just seeing the tip of the iceberg. I always ask for a full itemized list, and if th...
I get where you’re coming from, but is it really just “borrowing happiness”? I mean, if rates drop and you refi before the buydown period ends, you co...
Honestly, I’ve always wondered if those warranties are more hassle than help. Like you said, In my experience, the fine print can get you—lots of exc...
I get where you’re coming from, but I’ve actually seen VA appraisers catch some big-ticket stuff—like a busted roof that the seller tried to hide with...
Honestly, I question whether the high score really smooths things out as much as people expect. Sure, you get a nicer rate and maybe a quicker pre-app...
Big banks are a bit of a double-edged sword, honestly. I get what you mean about the paperwork——and with the big guys, it can feel even more impersona...
I get where you’re coming from, but is all this really necessary? I mean, sure, it’s better than a mess down the line, but at what point does it just ...
Can’t tell you how many times I’ve seen “miscellaneous” fees pop up at the last minute, especially with refis in Dallas. Last year, I actually had to ...
Yeah, I’ve run into the same thing—lenders asking for docs that just don’t make sense for the stage the project’s at. I get wanting to be prepared, bu...
Did you find the credit boost made that big of a difference? I waited a few months to bump mine up before refinancing last year, and honestly, the sav...
Fair points overall, but do you ever feel like some inspectors or insurers push things a bit too far? I mean, sure, catching leaks early is obviously ...
You're right about the upfront costs being a tough pill to swallow—window replacements can really sting financially. But have you considered how long ...
Exactly. People often talk refinancing up like it's free money, but have you factored in how long you'll actually stay in that property? If you're pla...
Yeah, I get what you're saying about slowing down, but honestly, isn't refinancing sometimes just a shiny distraction? I mean, sure, the monthly savin...
That's exactly the thing—it's easy to overlook the long-term consequences when you're focused on immediate convenience. Did your parents consider alte...