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vr191
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RE: Feeling relieved after my rate adjustment - anyone else surprised by their loan limits?
Yeah, those pre-approval numbers can be wild. When I was house hunting, the bank said I could borrow way more than I was comfortable with. I ended up making my own spreadsheet and factoring in stuff like takeout, gym, an...
RE: Use Cash Out Refinance Texas the Right Way (Here’s What We See)
Not sure I’d count on every fee being negotiable, though. I get the whole “just ask and they’ll waive it” thing - - but in my case, a couple lenders flat-out refused to budge on certain charges. Processing fees especial...
RE: Which is the better deal: HELOC or home equity loan rates?
Honestly, I went with a fixed-rate home equity loan for my first place, and I’m glad I did. The idea of my payment jumping around with a HELOC just stressed me out - especially since I was already budgeting for repairs a...
RE: When a fixed rate just won’t cut it: a mortgage adventure
Title: When a fixed rate just won’t cut it: a mortgage adventure I was dead set on a fixed rate at first - seemed safer, you know? But after running the numbers and thinking about how long I’d actually stay in this plac...