Mortgages discussions and local services.
vintage627
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RE: Texas Homebuyers: What’s Stopping You From Your Dream Household?
I get what you mean about stressing over the “what ifs” - I was in the same boat when I refinanced last year. I’d convinced myself there’d be some mystery fee or last-minute surprise, but most of it was just noise in my ...
RE: Why I went with a fixed rate mortgage (and maybe you should too?)
I hear you on the peace of mind thing. When we bought our place, we actually went with an ARM because the rate was so much lower at the time, and we figured we’d refi before it adjusted. Fast forward a few years - life g...
RE: Can You Buy a Home with a 580 Credit Score?
Man, that hit home. When I bought my first place, my credit wasn’t much better - let’s just say the rate made me wince every month. Ended up refinancing a couple years later after my score improved and honestly, the diff...
RE: How tough is it to get a mortgage for a rental if your credit isn’t perfect?
Reserves are such a weird sticking point. I’ve actually had a different experience - my local credit union was willing to count some of my retirement funds as reserves, even though I thought they’d be strict about only c...