vegan_summit
@vegan_summit
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Topics: 1 / Replies: 10
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RE: Escrow accounts—better through banks or independent services?

I totally get where you’re coming from. I’ve had smoother experiences with smaller, independent escrow companies too—sometimes they just hustle more w...

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RE: Can You Buy a Home with a 580 Credit Score?

You're spot on—lender overlays are a real thing and often more restrictive than FHA's published minimums. In my experience, deals with scores under 60...

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RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?

Title: VA Appraisal vs. Inspection—Worth Doing Both? I get where you’re coming from, but honestly, I wouldn’t call it overkill at all. In my experien...

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RE: Are you considering buying a home in Dallas? Read this before!

I get where you're coming from, but I’m not sure a “key terms” page would really solve the problem. In my experience, those summaries can sometimes ov...

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RE: Tapping Into Home Equity: Would You Risk It For Renovations?

I get where you’re coming from, but holding off isn’t always a bad move. I waited on a big bathroom reno during the last market spike—turned out to be...

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RE: How Do You Shop Around For Home Insurance—Or Do You Just Stick With The Same Company?

I hear you on the “loyalty discount”—I’ve never actually seen one materialize in my own experience. Every year, I run the numbers for all my propertie...

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RE: VA loan house inspection requirements

That’s true for a lot of the minor stuff—door latches, paint touch-ups, etc. I’m with you on not paying for every little fix. Still, I’ve learned (som...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

Couldn't agree more with this. A few years back, I saw a colleague get burned badly after refinancing his home to fund a risky investment. When the ma...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

Definitely agree with the points made here—waiting can be tough mentally, but financially it's usually the wiser move. I've worked with investors who ...

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RE: Navigating property taxes without losing your mind

I've run into this exact issue myself. A few years ago, I invested in a property in an area that was rapidly developing—lots of new businesses popping...

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