Mortgages discussions and local services.
vegan337
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RE: “High DTI means automatic denial”… right?
Honestly, this is super reassuring to read. I was stressing hard about my DTI being at 44% after adding in the new mortgage payment. I kept reading those “no chance if you’re over 43%” posts and was basically ready to gi...
RE: Home equity loans and taxes - did you know this?
This is super helpful - thanks for breaking it down like this. I’m in my first year of homeownership and honestly, the tax stuff is way more complicated than I expected. The banks definitely gloss over all these details....
RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?
- 100% agree with this. I almost skipped the inspection to save money, but my realtor talked me out of it. - VA loans don’t *require* a home inspection, just the VA appraisal. But that appraisal isn’t the same thing. It’...
RE: Home Buying 101: Stuff I Wish I'd Known Beforehand
Yeah, I get what you mean - most of those “rules” sound good on paper, but real life just throws curveballs. Here’s what actually happened to me: - Moved in, thought I had everything covered with my emergency fund. - Fi...