You've got the right idea about discipline—it's definitely the make-or-break factor I've seen with clients over the years. Refinancing can be a powerf...

Definitely makes sense to get clarity upfront—seen far too many headaches when people overlook the details. Regarding deductions for solar panels and ...

You're spot on about the blurry lines—seen it happen plenty of times. Clear thresholds could definitely help lenders breathe easier, though even then,...

Fair point, but honestly, teachers don't necessarily need to be financial experts themselves. Schools could easily bring in guest speakers—financial a...

That's actually pretty common. I've worked with a lot of agents over the years, and some definitely have their own pace. They're doing this every day,...