Couldn't agree more on the cushion—I learned that one the hard way. Thought my kitchen remodel was perfectly budgeted until we discovered some "vintag...

I've been there too—went escrow-free once thinking I'd be all responsible and disciplined...then tax season hit and suddenly I was scrambling to cover...

Interesting numbers there—I had a similar experience, but reversed. We replaced our ancient windows first (seriously, they were practically antiques),...