tim_wright
@tim_wright
Active Member
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Topics: 0 / Replies: 9
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RE: Why do rates jump around so much?

Honestly, the “document prep” fee is my personal nemesis. I once had a client get charged $120 for “courier services” and the docs were emailed—no cou...

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RE: Trying out debt help services—worth it or just more stress?

I’ve seen people treat debt help services like a gym membership—great if you actually use it, but a waste if you’re just paying for the idea of being ...

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RE: Found a sneaky way to lower those pesky interest rates

Had a client once who nearly lost it over their escrow estimate—swore the lender was using a dartboard to set the numbers. We dug up proof that their ...

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RE: Locked in My Mortgage Rate at the Perfect Time

Preach. I swear, half those “standard” fees are just there to see if you’re paying attention. I once had a “courier fee” for e-documents—like, are the...

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RE: Escrow accounts—better through banks or independent services?

That’s been my experience too. I mean, yeah, banks move at the speed of a glacier sometimes, but at least you know your paperwork isn’t chilling in so...

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RE: Finally found something that explains foreclosure clearly

Haha, isn't everything? Honestly, you rolled the dice and it worked out fine—no harm, no foul. But next time, maybe just grab that attorney... peace o...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

Haha, priorities definitely shift once reality hits. But honestly, getting pre-approved first is a lifesaver—nothing worse than falling in love with a...

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RE: Figuring out how much of my house I actually own

I totally relate to the suspicious tree-watching, haha. When we moved in, I was convinced the neighbor's fence was like a foot into our yard—turned ou...

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RE: Found a dream home thanks to rural loan perks

Haha, exactly—older homes might creak and groan (and occasionally drain your wallet), but at least you know they've stood the test of time. New builds...

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