I get the automatic transfer idea, but honestly, isn't refinancing supposed to give you breathing room? If you're still having to trick yourself into ...

This is so true. I remember when I first started looking into mortgages, I called my bank and got a flat-out "no" on lowering my rate. Felt pretty dis...

Haha, yeah, as someone just getting into homeownership, estate planning feels like a foreign language...and a pretty boring one at that. But honestly,...