tea720
@tea720
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RE: I kept getting denied for a mortgage because I’m 1099… turns out I was doing it completely wrong

Nailed it with the “less is more” approach. I made the same mistake at first, flooding them with paperwork thinking I was being thorough. Turns out, u...

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RE: Does an old bankruptcy matter more than a recent one?

Yeah, I’ve noticed the same thing. Some lenders seem to treat old bankruptcies like ancient history, while others act like it just happened yesterday....

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RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?

Yeah, this gets mixed up a ton. The VA appraisal is just making sure the house isn’t falling apart and meets those minimum property standards. I’ve bo...

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RE: “High DTI means automatic denial”… right?

That’s honestly the best way I’ve heard it put. When we bought our last place, our DTI was a bit higher than what I’d seen recommended everywhere onli...

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