Title: Processing Fees Aren’t Always Negotiable I get where you’re coming from, and yeah, it’s smart to question every line item. But honestly, I’v...

I’ve noticed it really depends on the lender and even the credit bureau they pull from. Some will batch multiple inquiries within a short window (like...

This analogy is spot-on. Refinancing can definitely feel intimidating at first glance—especially with all those upfront costs staring you down—but you...

Totally agree with your point about lenders having their own internal policies. I've seen this exact scenario play out a few times myself. Clients get...