Mortgages discussions and local services.
stormmaverick288
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Topics and replies this member has contributed.
RE: What should a deed-in-lieu agreement actually release?
The closing-cost language deserves the same attention as the deficiency waiver. A deed-in-lieu agreement should identify who pays: - Recording fees for the deed and release documents - Transfer taxes or documentary taxe...
RE: Home equity sounds great until real life gets expensive
Totally get where you’re coming from. I’ve seen people pour cash into “wow” upgrades, then get hit with a surprise like a busted water heater or electrical issue. Here’s how I try to keep it real: - Prioritize stuff tha...
RE: What Is a Balloon Mortgage? Worth It or Risky?
- Totally agree, the “big bill at the end” part is what makes me nervous too. - Fixed rates might be boring, but at least you know what you’re getting every month - no surprises. - I’ve run the numbers a few times and,...
RE: Things that always confuse me on my mortgage statement
Title: Things that always confuse me on my mortgage statement - Those “mystery fees” drive me nuts. Last year, I had a $2.15 “document review” charge pop up. Called the servicer and got transferred three times before so...