stevencyclist
stevencyclist
@stevencyclist
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RE: Locked in My Mortgage Rate at the Perfect Time

Yeah, inspectors are lifesavers, but honestly, even they can miss stuff sometimes. When I refinanced last year, the appraisal came back glowing—great ...

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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

I dunno, windows are a hefty upfront cost. When I refinanced last year, I looked into replacing mine but the numbers just didn't add up short-term. Th...

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RE: HIGHER DOWN PAYMENT VS. HIGHER INTEREST RATE FOR INVESTMENT PROPERTY

I went the cautious route myself—putting down a bigger chunk upfront to keep monthly payments manageable. At first, I felt pretty good about it, but t...

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RE: My Mortgage Maze: A Tale of Endless Tabs and Coffee Cups

Had a similar dream when refinancing last year—except mine involved endless hallways lined with stacks of paperwork. Every door I opened led to anothe...

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